{
  "agentscompany": 1,
  "id": "finance-dashboard",
  "kind": "dashboard",
  "title": "Finance",
  "description": "Balance, budget vs. actual, spending by category, cash flow and upcoming bills.",
  "bots": [],
  "dashboards": [
    {
      "title": "Finance",
      "key": "finance",
      "spec": "{\"title\":\"Finance\",\"subtitle\":\"Household budget · October 2026 (month to date: Oct 1–16)\",\"currency\":\"USD\",\"components\":[{\"type\":\"kpis\",\"items\":[{\"label\":\"Total balance\",\"value\":48230.75,\"format\":\"currency\",\"delta\":0.054,\"deltaLabel\":\"vs. Sep 30\",\"trend\":[40180,41870,43610,45760,48230]},{\"label\":\"Spent this month\",\"value\":3842.6,\"format\":\"currency\",\"good\":\"down\",\"delta\":-0.07,\"deltaLabel\":\"vs. same point in Sep\"},{\"label\":\"Savings rate · Sep\",\"value\":0.358,\"format\":\"percent\",\"delta\":0.257,\"trend\":[0.272,0.31,0.232,0.285,0.358]},{\"label\":\"Emergency fund\",\"value\":5.4,\"format\":\"decimal\",\"note\":\"months of expenses\",\"icon\":\"🛟\"}]},{\"type\":\"budget\",\"span\":6,\"title\":\"October budget\",\"total\":7200,\"items\":[{\"label\":\"Rent\",\"value\":2400},{\"label\":\"Groceries\",\"value\":486.3},{\"label\":\"Dining out\",\"value\":212.8},{\"label\":\"Transport\",\"value\":164.5},{\"label\":\"Utilities\",\"value\":231},{\"label\":\"Subscriptions\",\"value\":98},{\"label\":\"Shopping\",\"value\":250}]},{\"type\":\"progress\",\"span\":6,\"title\":\"Spent vs. budget by category\",\"items\":[{\"label\":\"Groceries\",\"value\":486.3,\"goal\":900,\"format\":\"currency\"},{\"label\":\"Dining out\",\"value\":212.8,\"goal\":300,\"format\":\"currency\"},{\"label\":\"Transport\",\"value\":164.5,\"goal\":250,\"format\":\"currency\"},{\"label\":\"Shopping\",\"value\":250,\"goal\":200,\"format\":\"currency\"},{\"label\":\"Subscriptions\",\"value\":98,\"goal\":120,\"format\":\"currency\"}]},{\"type\":\"stacked\",\"span\":8,\"title\":\"Monthly spend by category\",\"format\":\"currency\",\"categories\":[\"May\",\"Jun\",\"Jul\",\"Aug\",\"Sep\"],\"series\":[{\"name\":\"Housing\",\"data\":[3100,3100,3100,3100,3100]},{\"name\":\"Food\",\"data\":[1380,1210,1590,1260,1330]},{\"name\":\"Transport\",\"data\":[420,380,510,400,455]},{\"name\":\"Shopping\",\"data\":[690,620,830,720,860]},{\"name\":\"Other\",\"data\":[1250,1180,1385,1240,1250],\"color\":\"#6b6b70\"}]},{\"type\":\"donut\",\"span\":4,\"title\":\"September spend\",\"format\":\"currency\",\"data\":[{\"name\":\"Housing\",\"value\":3100},{\"name\":\"Food\",\"value\":1330},{\"name\":\"Shopping\",\"value\":860},{\"name\":\"Transport\",\"value\":455},{\"name\":\"Other\",\"value\":1250,\"color\":\"#6b6b70\"}]},{\"type\":\"waterfall\",\"span\":7,\"title\":\"September cash flow\",\"format\":\"currency\",\"items\":[{\"name\":\"Salary\",\"value\":9400},{\"name\":\"Freelance\",\"value\":1500},{\"name\":\"Housing\",\"value\":-3100},{\"name\":\"Food\",\"value\":-1330},{\"name\":\"Shopping\",\"value\":-860},{\"name\":\"Transport\",\"value\":-455},{\"name\":\"Other\",\"value\":-1250},{\"name\":\"Net saved\",\"total\":true}]},{\"type\":\"agenda\",\"span\":5,\"title\":\"Upcoming bills\",\"month\":\"2026-10\",\"today\":\"2026-10-16\",\"kindLabels\":{\"bill\":\"Bill\",\"sub\":\"Subscription\",\"income\":\"Income\"},\"events\":[{\"date\":\"2026-10-01\",\"title\":\"Rent · $2,400\",\"kind\":\"bill\",\"tone\":\"good\",\"note\":\"paid\"},{\"date\":\"2026-10-15\",\"title\":\"Salary · $4,700\",\"kind\":\"income\",\"tone\":\"good\"},{\"date\":\"2026-10-18\",\"title\":\"Electricity · ~$140\",\"kind\":\"bill\",\"tone\":\"warn\",\"note\":\"autopay\"},{\"date\":\"2026-10-20\",\"title\":\"Credit card · $1,286.40\",\"kind\":\"bill\",\"tone\":\"bad\",\"note\":\"due, pay manually\"},{\"date\":\"2026-10-22\",\"title\":\"Internet · $65\",\"kind\":\"bill\"},{\"date\":\"2026-10-25\",\"title\":\"Car insurance · $118\",\"kind\":\"bill\"},{\"date\":\"2026-10-28\",\"title\":\"Streaming bundle · $33\",\"kind\":\"sub\"},{\"date\":\"2026-10-31\",\"title\":\"Salary · $4,700\",\"kind\":\"income\",\"tone\":\"good\"}]},{\"type\":\"callout\",\"span\":12,\"tone\":\"warning\",\"title\":\"Shopping is already 25% over budget\",\"text\":\"$250 spent of $200 with half the month left. September also ran over ($860 total). Pausing non-essential buys until Nov 1 keeps the savings rate above **30%**.\"}]}",
      "refresh": "Fill it with the real balances, spending, budget and upcoming bills from the statements and spreadsheets you're given.",
      "cron": "0 8 1 * *"
    }
  ]
}